Item up for sale: DUAL (2) CD FINANCIAL PROGRAM OFFER ***New Additional Information Now Included *** SELF-HELP DO-IT-YOURSELF ASSISTED PROGRAMS **** FREE SHIPPING **** CREDIT REPORT REPAIR PROGRAM CD 1 This program software is a self-help do-it-yourself CD to those who may have issues/disputes with their Credit Reports and Credit Scores. I am offering the simple process of legally disputing errors and inaccuracies that are being reported on your credit report, resulting a lower credit score than what they truly deserve. A lower credit score can hinder you in getting needed personal loans, home loans, good insurance, even a good job. Using this program, I have assisted many individuals in cleaning up their credit reports with excellent success. Remember, although no matter what process you use, there are no guarantees. Hard work and persistence will “eventually” prevail and raise your credit score. Remember negative reports will stay on your reports for a minimum of 7 years unless you challenge them and force the Credit Bureaus to report them accurately or delete them altogether. The program I offer is designed for the individual to edit the documentation to suit their situation, and then the process is explained and is presented with instructions of how to process their disputes for best results. All the while making myself available for your assistance in the processing if needed. Please understand I have worked this provable process before, but bear in mind that I am not an Attorney or lawyer and cannot give legal advice. The only “advice” I can give is to show you the process for helping yourself. What is it worth to you to remove or correct those inaccuracies to improve your Credit Score.NOW: includes 27 New letters of dispute to the Credit Reporting Agencies, depending on your situation. Best wishes and if you need to ask me a question do not hesitate to contact me. *** New Updated Version of the Process *** Now to those who have received a NFTL – Those that have, know what this is. This new version now includes a response to this document received from the IRS. The response has had quite a few successful results, like having the document removed and Credit Reports restored. Editable response and attachment are included on CD 1 and on CD 2 on the BONUS Page. DEBT COLLECTOR ELIMINATION PROGRAM CD 2 This Program Software is a self-help, Do-It-Yourself process to help individuals to eliminate the harassing tactics of Debt Collectors. This program even works against Attorney Firms posing as Debt Collectors These days – economic times are hard… Loss of income/employment can be devastating to families. Everything you do these days are commercial activities and almost daily, we attempt to keep vigilance of our transactions, debts and credit. However, we must admit that our debts sometimes get out of hand. Sometimes we find ourselves in situations that we do not want to be, well you are not alone, it does happen. And when it does happen we find ourselves not knowing what to do. If you are reading this, you might be in one of those situations. A situation that you might not be able to pay your debt or debts. If it has not happened already, it will. By now, your credit report has already been “dinged” with a failure to pay a debt. That is why you are reading this. With your credit report already somewhat crippled, you are seeking relief from Debt Collectors that are coming after you for payment of a debt. This program can help you get rid of these debt collectors and get them off your back. So read further if you are looking for help. The first thing after reading this is to view a video that I posted on YouTube that explains the fundamentals of this program. Visit YouTube at: “Debt Collector Elimination”: https://youtu.be/IvFXvtOENos And while you are there, here’s another great video about the legal aspects of the Debt Collector: https://youtu.be/QsCW3-9xM8E Our credit is based upon the contracts and agreements with “original” creditors with an obligation to pay a debt, no matter what it is, Credit cards, loans, mortgages, home utilities, even student loans, etc., etc. However, sometimes these debts do get out of hand and we cannot pay or have trouble paying our creditors or fall behind in payments. When that happens our creditors will, on too many occasions, turn over the collections of the debt to an unknown debt collector. Then we start to receive nasty and harassing letters and sometimes phone calls from these unknown debt collectors. Please Note: if you start to receive phone calls do not talk to them on the phone, tell them to put everything in writing. DO NOT discuss the debt over the phone, or make any promises over the phone. I am offering on this software program CD, a document process to rid yourself of these unknown debt collectors. Mind you, this program will not get rid of your “original creditor” or the debt itself. However, it will stop the Debt Collector in their shoes. In many cases, you will ultimately have to deal and negotiate with your original creditor, but this program and documentation will rid you of the “unknown debt collector” which will in turn give you the opportunity to negotiate with your original creditor, eventually and sometimes not at all. The documentation in this program informs the Debt Collector that they have no right to collect the debt that they claim you must pay to them. In their document, they will tell you that they are collecting an unpaid debt that they say you owe to your original creditor and that you must pay the amount due to them. This is where they try to get you … they try to get you to pay them and they have no right to demand of you to pay them. They are trying to extort money from you for their profits. What they do is take or buy the debt from the creditor and add on their fees and administrative costs for profit. You have NO legal obligation to pay them. What it comes down to is you donnot have a contractual obligation to pay them anything, and the collection is unenforceable, even in a court of law, because there is no contract, no obligation, and no performance required under law. You have the right to contract … or NOT to contract with them in the collection of the debt. This is a simple, cost effective alternative to hiring expensive lawyers or Attorney’s, which could cost you hundreds if not thousands of dollars just to eliminate the debt collector. Over the years and many hours of research, I have developed and perfected this program using the laws of the United States. I have assisted many people in using this program with great success. Even against Attorney Firms. This program/documentation applies in every state of the Union Included on the CD: *First response letter which is due within 30 days of receiving the collection letter. *Second response letter when they try to meet your demands for information. *Full Instructions on how to use. *All important and relevant United States Codes (Laws) *Other important documentation that you need to be aware of. *** New Updated Version of the Process *** BONUS – NFTL (Notice of Federal Tax Lien) This CD now includes a process of eliminating a Notice of Federal Tax Lien filed by the IRS in your County records and picked up by the Credit Reporting agencies as a “Federal Tax Lien”. This is a false reporting of a document filed by the IRS. A “Notice” is simply a Notice and NOT a legally enforceable document. The key here is that this “Notice” of Federal Tax lien is NOT the same thing as a “Federal Tax Lien” being reported by the reporting agencies. There has been some good results in eliminating the Federal Tax Lien from their reports because when disputed, and upon the reporting agencies investigations CANNOT verify, and conclude of the mis-reporting of this item, therefore, removing it from the credit reports. Please NOTE: While I strive for the best customer service possible, sometimes there are problems with the sale and/or shipping. All I ask is to contact me threw the Ebay email if you have any questions. Please note that I try my best to fully describe each piece I sell. *Pricing is adjusted according to the following detailed grade scale for item appearance and condition. *Item Condition Rating: A+ Item Grade Rating: A+ : Brand New or New in Retail Package A : New in opened box, or new but does not have original packaging or never been used. B+ : Slightly used or never been used. Might show some small signs of wear. B : Good working condition, good condition, shows normal signs of wear from use. B- : Fair condition, most features working but not all, missing some parts or accessories, has small cracks, scratches or scuffs. C : Item is untested and is being sold – AS-IS – No Returns D : Non-working condition and is being sold for parts only – No Returns Fast processing and fast shipping! If you have questions… Please ask! See my items for other special deals and low prices SHIPPING I ship only to United States Residents. International Shipping is NOT available. I will always ship the item UPS Standard Economy shipping to save shipping costs. Fast processing and fast shipping. Normally shipped the same day if the item is purchased and paid for prior to 12:00 (noon) Arizona Mountain Time, otherwise it will ship the following business day. Local pickup is available at my location in Chandler, Arizona and scheduled accordingly from Monday – Saturday 10AM – 5PM. If you have purchased the item and prefer to pick it up, please contact the seller immediately to schedule pickup. Payment must still be processed via PayPal. SPECIAL NOTE: If the item is offered with FREE shipping – I do not ship to: Alaska/Hawaii, APO/FPO, US Protectorates or PO Boxes. PAYMENT I accept verified PAYPAL Payments ONLY. FEEDBACK Positive feed back will be provided to the buyer after the the buyer has left their feed back. RETURN POLICY All returns accepted Buyer MUST contact Seller within 14 Days after receiving the item. IMPORTANT DO NOT DISCARD THE SHIPPING MATERIALS/ PACKAGING FOR YOUR ORDER until you are completely satisfied with your purchase. Items must be in their original packaging or they will not be returnable for credit or replacement. Note: Any claims for damaged or missing items must be made within 48 hrs. Thanks for Looking and Have a Great Day!