DEBT COLLECTOR ELIMINATION SOFTW DEBT COLLECTOR ELIMINATION SOFTWARE PROGRAM CD This Program Software is a self-help, Do-It-Yourself process to help individuals to eliminate the harassing tactics of Debt Collectors. This program even works against Attorney Firms posing as Debt Collectors These days – economic times are hard… whether it be loss of income or loss of employment. Everything you do these days are commercial activities and almost daily we attempt to keep vigilance of our transactions, debts and credit. But we must admit that our debts sometimes get out of hand. Sometimes we find ourselves in situations that we don’t want to be, well you’re not alone, it does happen. And when it does happen we find ourselves not knowing what to do. If you are reading this you might be in one of those situations. A situation that you might not be able to pay your debt or debts. If it hasn’t happened already, it will. By now your credit report has already been “dinged” with a failure to pay a debt. That is why you are reading this. With your credit report already somewhat crippled you are seeking relief from Debt Collectors that are coming after you for payment of a debt. This program can help you get rid of these debt collectors and get them off your back. So read further if you are looking for help. Our credit is based upon the contracts and agreements with “original” creditors with an obligation to pay a debt, no matter what it is, Credit cards, loans, mortgages, home utilities, even student loans, etc., etc. But sometimes these debts do get out of hand and we cannot pay or have trouble paying our creditors or fall behind in payments. When that happens our creditors will, on too many occasions, turn over the collections of the debt to an unknown debt collector. Then we start to receive nasty and harassing letters and sometimes phone calls from these unknown debt collectors. Please Note: if you start to receive phone calls do not talk to them on the phone, tell them to put everything in writing. DO NOT discuss the debt over the phone, or make any promises over the phone. I am offering on this software program CD, a document process to rid yourself of these unknown debt collectors. Mind you this program will not get rid of your “original creditor” or the debt itself. But it will stop the Debt Collector in their shoes. In a lot of cases you will ultimately have to deal and negotiate with your original creditor, but this program and documentation will rid you of the “unknown debt collector” which will in turn give you the opportunity to negotiate with your original creditor, eventually and sometimes not at all. The documentation in this program informs the Debt Collector that they have no right to collect the debt that they claim you must pay to them. In their document they will tell you that they are collecting an unpaid debt that they say you owe to your original creditor and that you must pay the amount due to them. This is where they try to get you … they try to get you to pay them and they have no right to demand of you to pay them. They are trying to extort money from you for their profits. What they do is take or buy the debt from the creditor and add on their fees and administrative costs for profit. You have no legal obligation to pay them. What it bowels down to is you don’t have a contract of obligation to pay them anything, and the collection is unenforceable, even in a court of law, because there is no contract, no obligation, and no performance required under law. You have the right to contract … or NOT to contract with them in the collection of the debt, you do not have an obligation of performance to pay them. This is a simple, cost effective alternative to hiring expensive lawyers or Attorney’s, which could cost you hundreds if not thousands of dollars just to eliminate the debt collector. Over the years and many hours of research I have developed this program using the laws of the United States in perfecting it. I have used this program many times, as well as family members and friends with great success. Even against Attorney Firms This program/documentation is successful in every state of the Union Included on the CD: First response letter due within 30 days of receiving the collection letter. Second response letter when they try to meet your demands for information. Full Instructions on how to use. All important and relevant United States Codes (Laws) Other important documentation that you need to be aware of. New Updated Version of the Process Now to those who have received a NFTL – Those that have, know what this is.This new version now includes a response to this document received from the IRS. The response has had quite a few successful results, like having the document removed and Credit Reports restored. Editable response and attachment are included on this CD on the BONUS Page.